Living Paycheck To Paycheck, And Saving? Hmmmm....

I log in to my bank account daily, for obvious reasons. Before carrying on with my routine banking, I usually stare at my savings account for a few minutes. I'll think to myself, "How on earth am I going to make that number grow?"

Aside from the once-in-a-while 5-cent interest, that $300 just sits, staring at me. A constant reminder of how tough it is to live paycheck to paycheck. I think I've found a solution, thanks to the internet and its endless resources of financial advice.

Short-term financial plans involve strategies that will satisfy my financial needs right away. Most of these plans are reversible and do not have an effect on long-term goals. Also, because it's short-term, I know there's a better chance of actually meeting that goal. Short-term financial plans also involve short-term assets.

A payday loan is a great short-term loan, especially if something interrupts your financial plan. I was always skeptical but after doing some research on CFSA.net I discovered some pretty useful, and startling, information about the payday loan system.

Basically, payday loans come in handy when you need money, for whatever reason, before your next paycheck. The loan gets repaid when your next paycheck comes; this often happens automatically. The application process is simple, quick, and, best of all, bad credit doesn't matter. The whole thing wraps up with money in your hands in 24 hours or less.

The great thing about all this is it doesn't get in the way of your savings. If the unexpected emergency suddenly pops into your life and you're in a bind, you don't have to feel bad about dipping into your well-earned savings...because well, you're not! It's like having your very own, financial flux capacitor.


"gunna go back in time!!!" (well...actually we're going forward but whatever. had to quote it)

I think the best way to manage your financial plans is to set realistic goals and an honest timeline. Hanging on to your invested dollars is an important piece to completing your big financial puzzle.

I would check out www.paycheckatm.com, AutoCashUSA.com, and USAPayDayLenders.com to get started and, as I said above, check out www.cfsa.net. It's a great resource for all the laws and policies in regards to the payday loan system and it also provides some useful saving and credit tips.

I've been riding a fixed-gear bicycle for about a year now. I've been on this hand-me-down conversion all this time and I think I'm due for an upgrade. I'm saving up for a new fixie and since there's so many other guys out there with flashy looking bikes, I'm thinking of going all out. I'm a simple-minded kind of guyu when it comes to design, though so I'm setting out to build something like this...



Imagine this badboy with blue accents instead of purple. Still though, I'm looking to spend a good $3,000 or more if I want a nice frame, a deep-V wheel set and the new annondized sugino-75 crankset. Oooh lordy. They make me drool.



Looks Like I have a lot of work to do!