this video is cool.
lesson learned: don't piss off bikers....especially in poland.
Posts
6 years ago
7.25.2008
ouch! fixie crashes.
7.24.2008
A perfect example for useful payday loans!
Today, my nephew called me with some troubling news. I mean, I guess it's not that bad but it's troubling enough for him. I know him pretty well to know that this kind of a phone call meant something bad had happened.
Like I said, nothing serious. The boy just needed a few bucks to help him get through the week, and until payday. He's too embarrassed to ask his Dad, my brother, and honestly..I don't blame him. I know my brother well, he wouldn't have been too happy about that kind of a call.
Without hesitation, I wired him a small loan just to help him get food and gas. He's fresh out of college and he's finding that the life of a post-graduate is not so glorious after all. I found out that too, but the economy wasn't as bad when I left college.
Besides the fact that he's my brother's son, he lives in an area where he can't really get access to this sort of thing... otherwise I would've sent him to www.paycheckatm.com. I can't harp on this enough. If you're in a bind and need to get out of it, use that web site.
It's quick and easy and if you've been reading my posts, you'll know by now that there's no harm done to your credit...so long as you pay the loan back...which we all know you will, right?
This discussion brings me to another topic I've been thinking about posting. Remember how I talked about my nephew's geographic problem? Soon, that's going to be a thing of the past. There's a web site out there that's changing everything.
USAPayDayLenders.com is literally going to revolutionize the industry of payday loans by bringing it into a true internet dimension. Sites like PayCheckATM.com and AutoCashUSA.com are very useful and time-saving because the automatically send your application to a location that processes it. All you have to do is show up, sign and collect the cashh.
But with USAPayDayLenders, users will have a fully automated web expeience. The site has the ability to process applications and grant funds, which really changes everything. I've been searching up and down for a few weeks now and I really can't find anything. I'm convinced, this web site is going to set a new precedent and pave the way for a revolution in the payday loan industry.
Keep your eyes peeled for more information about that, I'll break it to you as soon as I know any more but if you guys out in blog-land hear anything, make sure to let me know.
BTW...the time has finally come. The new mods to my bike are almost ready. I can't wait to show you guys!
7.23.2008
new design!
hey guys!
i changed my blog up a bit. any comments are appreciated. i'm new to this blog design thing but i think i'm figuring it out pretty well. thoughts??
7.21.2008
Let's put a smile on that face...
The Dark Knight = The Best Movie of the YEAR.
I was really blown away by this film. I saw the 10:20 screening last night and when it finished around 1a.m., I was only disappointed that it was over. I didn't want it to end.
I was really mad because I had arrived late and was forced to sit in the very front. My neck hurt and I missed out on a lot of the action. Looks like I'll be seeing it again with my dad! (yahoo!!!!)
As a bonus, I was treated to three beautiful trailers.
The Day The Earth Stood Still (a remake of my favorite '50s Sci-Fi film)
Terminator: Salvation (wow. this sequel actually looks good. or at least, way better than Rise of the Machines)
WATCHMEN (YES YES YES! THE FREAKING WATCHMEN LOOKS SOO GOOD! and from the director of 300! not only my favorite graphic novel...my favorite novel, period.)
By the way....a little birdy told me you could watch Batman online.
I dunno, I haven't really tried it but...maybe someone out there might like to see if its legit or not?
http://www.watch-movies.net
Do payday loans hurt your credit?
This post is in response to a comment I received on July 16.
Jonas Jackson said...
You seem to know a lot about the payday loan industry and sites like paycheckatm.com, what kind of people use this service and is it only people with bad credit? Is it safe? Will it hurt or help my credit? This information is for a friend of mine (wink, wink).
It turns out that they actually do not hurt your credit.
Many people turn to these loans because they have either no or poor credit ratings but they certainly don't drive your credit score down. It seems like many people believe that by taking out a cash advance, or even by simply applying, your credit score will decrease.
That is absolutely false.
What can and will bring down your credit score is if you're a bad boy or girl and don't pay your loans back. Keep in mind that like any other loan, you must pay it back. Neglecting your loan payments almost always has negative results, if you know what I mean.
Nothing in life is free and a loan is a loan, any way you slice it, so.... pay it back...promptly.
And then you'll be fine!
7.17.2008
kissing and making up with apple
So....last week when the new iPhone 3G launched, I had my own launch...into a tirade about how much Apple sucks.
Well I still think they're pretty dumb for being so strict about iPhone sales but I must be completely honest....the new iPhone 2.0 software redeems them.
The App Store and the introduction of applications is revolutionary and has already improved my mobile life in so many ways. I can't wait to see the future of this feature.
Right now, I'm rocking a few of the free apps. I'm broke, remember? I can't buy any of the fancier ones right now. I'll make a list of some of the coolest ones.
Pocket Lint
Actually, this one isn't free and it's the only one i purhcased. It's just basically a virtual checkbook. It's simple and easy so it's totally worth the $4. You set up your accounts (checking, savings, whatever) and add or subtract transactions. It's a really nice and affordable way to keep track of your finances. There's a more expensive version for $10 called PocketMoney. That one definitely looks cool, you can do pie charts and it has multiple currency support for frequent travelers. I'd get it if I wasn't on a tight budget.
Pandora
If any of you have visited Pandora.com and used their intuitive internet radio, you probably love. I do and now you can get it on your iPhone. Imagine...driving in your car, you can't think of what to listen to...plug in your iPhone and switch on the Pandora app. The music streams incredibly well, even over the edge network (which is great for people like me who didn't upgrade to the 3G phone).
Myspace/Facebook etc...
Myspace and Facebook both launched apps for the iPhone, and there are several other neat social networking apps that use maps and stuff. Not really new or different but very convenient for iPhone users who've had to use the generic website. It makes mobile networking easy.
AIM
Finally! I can chat with my friends when I'm on the go. Great program but I'm hoping that Adium releases an app soon. Come on guys!
Flashlight
This is actually very useful. It lights up a dark room really well and can switch to different colors: red, green and blue. It also has a neat strobe light feature. If you're ever in the mood for a rave, just switch it on.
PhoneSaber
May the force be with you. This app is totally useless but it's absolutely the best waste of time ever invented. Now I can whip out a lightsaber of my choice and have it out with a friend or co-worker. Really cool and free, so what do you have to loose? Unleash the inner StarWars geek within.
Ebay
Pretty self-explanatory. Just really really useful.
Midomi
Ever find yourself in a situation where you've got a song stuck in your head, you know how it goes, but you don't know the name or the artist? Or maybe you heard something good on the radio and you want to find out who the artist is...Well, this app is PERFECT and really AWESOME. All you do is either sing or hum your song into the phone OR you can hold your phone up to a speaker. Give it about 20 seconds worth of music and the app will tell you (or try to tell you) what song it is. GENIOUS!!!!
There are hundreds and hundreds of more applications out there and a good number of cheap financial tools. There's budget planners, loan calculators and more that might help you get a hold of your finances. Check it out. Point your iPhone, if you have one, to the app store.
7.14.2008
payday loans get a performance check
As I've mentioned beore, the payday loan industry has seen steady growth over the last 20 years. There are many reasons this is happening and I could dedicate an entire post to them but I'd like to focus in on perhaps the biggest reason: Dissatisfaction with traditional lending practices.
In a survey I read, the only thing that beat paydayloans in customer satisfaction was overdraft protection. The same survey showed that they were actually more popular than home equity loans, credit cards, or bank/credit union loans....now granted, these are two very different types of loans but still...more and more people are turning to cash advances when they need financial assistance.
Donald Morgan, economist for the Federal Reserve Bank of New York, argues that government bans on payday loans lead to more people bouncing checks, filing for bankruptcy and fighting with collectors.
He sites a great success story as an example. In 2003, Hawaii eased their payday loan limits. This resulted in a sharp decrease in the amount of problems with borrowers and lenders in that state. Most consumers were able to get their loan resolved in a month instead of several months. The state of Hawaii has also enjoyed a decline in bankruptcy filings.
Interest rates on overdrafts charged by credit unions and banks and exceed 2000%....that's worse than even those bogus interest rate numbers people like to throw around when criticizing payday and title loans.
To be completely frank, the demand and lasting influence and power of the payday and title loan industry really speaks for itself.
If you're in the market for a this kind of loan, www.PayCheckATM.com is a great place so start. They're linked up with hundreds of respectable lenders across the nation.
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